Specialist Block of Flats Service From

Specialist Block of Flats Service From

A Specialist Service from WS Insurance Brokers

Block of Flats Insurance for UK Property Owners and Managers

Insurance for freeholders, Residents’ Management Companies, Right to Manage companies and managing agents, arranged by WS Insurance Brokers through its panel of leading and specialist insurers.

UK Wide Coverage

Specialist Brokers

Tailored Policies

Claims Support

15+

More than 15 years’ combined insurance experience across our team.

About us

Flat Insurance is crucial for ensuring your investment is protected.

Specialist Block Insurance from WS Insurance Brokers

FlatInsurance.co.uk provides information about the specialist block of flats insurance service offered by WS Insurance Brokers, including comprehensive Flat Insurance options.

We help freeholders, Resident Management Companies, Right to Manage companies, managing agents, landlords and property investors consider insurance options for residential blocks, including Flat Insurance for other developments.

Who we help

Specialist cover for property professionals

This website focuses on insurance for people and organisations that own, manage or invest in blocks of flats across the UK.

Freeholders

Protect your investment with tailored freeholder cover.

RTM Companies

Right to Manage company insurance built around you.

RMC Companies

Protect your investment with tailored freeholder cover.

Managing Agents

Bulk and bespoke schemes for your portfolio.

Property Developers

Cover for new builds and conversions.

Landlords

Comprehensive landlord building protection.

Core services

Insurance products we arrange

Insurance options for blocks of flats, management companies, freeholders and managing agents.

Residential

Apartment Block Insurance

Comprehensive cover for apartment buildings, communal areas, and property owners.

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Block of Flats Insurance

Tailored insurance solutions for residential blocks of flats of all sizes.

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Buildings Insurance for Flats

Protect your residential building against damage, repairs, and rebuilding costs.

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Purpose Built Block Insurance

Specialist cover for purpose-built apartment blocks and residential developments.

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High Rise Flats Insurance

Insurance designed for high-rise residential buildings and apartment towers.

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Listed Building Flats Insurance

Specialist protection for listed buildings converted into residential flats.

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Converted Property Insurance

Tailored cover for properties converted into multiple residential apartments.

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Mixed Use Building Insurance

Insurance for buildings combining residential and commercial premises.

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HMO Block Insurance

Specialist cover for Houses in Multiple Occupation and multi-let buildings.

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Student Accommodation Insurance

Comprehensive protection for student housing and accommodation developments.

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Difficult-to-Insure Blocks of Flats

Specialist insurance solutions for blocks of flats with complex risks, unusual features or challenging insurance histories.

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Blocks of Flats with Cladding Insurance

Specialist buildings insurance for blocks of flats affected by cladding, including properties requiring additional underwriting consideration.

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Unoccupied Block of Flats Insurance

Flexible insurance cover for blocks of flats that are temporarily or permanently unoccupied, helping protect the property against key risks.

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Blocks of Flats Undergoing Works Insurance

Insurance solutions for blocks of flats undergoing refurbishment, renovation, structural works or other significant building projects.

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Retirement and Sheltered Flats Insurance

Comprehensive protection for student housing and accommodation developments.

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Residential Estates Insurance

Specialist insurance for residential estates comprising multiple buildings, communal areas, shared facilities and associated property risks.

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Management Companies

Property Management Company Insurance

Insurance designed for companies managing residential property portfolios.

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Managing Agent Insurance

Specialist cover for managing agents overseeing residential developments.

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Residents Management Company (RMC) Insurance

Tailored insurance for Residents’ Management Companies and communal property management.

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Right to Manage (RTM) Insurance

Specialist protection for Right to Manage companies and their directors.

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Directors & Officers Insurance

Protect directors and officers against management-related legal claims.

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Managing Agent Portfolio Insurance

Specialist insurance solutions for managing agents responsible for multiple blocks of flats and residential property portfolios.

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Landlords & Property Owners

Property Owners Insurance

Comprehensive insurance for residential property owners and investors.

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Freeholder Insurance

Specialist cover for freeholders responsible for residential buildings.

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Leaseholder Insurance

Protect your flat, belongings, and personal liability with tailored cover.

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Share of Freehold Buildings Insurance

Buildings insurance for properties where leaseholders collectively own the freehold, providing appropriate cover for the shared building.

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Specialist Cover

Terrorism Insurance

Additional protection against terrorism-related property damage and losses.

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Lift Insurance & Inspection

Cover for passenger lifts, breakdowns, inspections, and engineering services.

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Specialist Buildings Cover

Insurance solutions for complex, unusual, and non-standard residential properties.

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Block of Flats Insurance Renewal Review

Additional protection against terrorism-related property damage and losses.

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Who we help

Specialist cover for property professionals

We work exclusively with people who own, manage or invest in blocks of flats across the UK.

Specialist in Flats Insurance only

100% focused — not a generalist broker.

Access to leading UK insurers

Whole-of-market panel of A-rated insurers.

Dedicated account manager

One named expert from quote to renewal.

Fast turnaround quotes

Most tailored quotes returned same working day.

Claims assistance support

We advocate for you when it matters most.

Renewals managed for you

Proactive market reviews every renewal.

Latest news

Insights & guidance

Block Flats Insurance

October 10, 2026

Legal Expenses Cover for UK Blocks: Lease Wording Can Limit Recovery

Latest News

October 10, 2026

Residential Block Insurance Policy Comparison Service: A UK Guide

Block Flats Insurance

October 9, 2026

UK RTM Directors: 3 Phase Insurance Playbook to Avoid a Handover Gap

Ready when you are

Get expert block of flats insurance today.

Tailored cover, leading insurers, and a dedicated specialist — all in one place.